See your real number before you enter a card
Connect Stripe read-only and PaidGuard shows you exactly how much you've lost to failed payments in the last 90 days — real numbers, not an industry estimate. Decide to activate recovery only after you've seen it.
No card required to connect Stripe • First month free once you activate — only 5% on what we recover
Inside the product
Built for SaaS founders who don't want to babysit failed payments
Set it up once. PaidGuard handles retries, customer emails, and analytics from there.
Recovery dashboard
See recovered revenue, success rates, and which customers are mid-retry—all in one place. No spreadsheets, no SQL.
Smart retry timeline
Each failed payment gets a custom retry schedule—1h, 6h, 1d, 3d, 7d—with emails fired at the right moments. No hammering, no spam flags.
Dunning email tone
5 pre-built stages (soft, medium, urgent, final, last chance). Pick one of three tones — friendly, professional, or premium — and set the timing. We write the copy.
Customer-facing update page
One-click link in every email takes the customer to a clean, secure payment update form. You stay on-brand; we handle the rest.
How much are you losing to failed payments?
Industry range is 5-9% of MRR, and PaidGuard typically recovers 55-70% of that. This is a ballpark based on industry averages — connect Stripe for your exact number.
Estimated loss
$1,250 – $2,250 /mo
Based on the 5-9% industry range — not your actual data
Estimated recovery
$8,250 – $18,900 /year
$688–$1,575/mo back in your pocket
Stop guessing. See your actual number — no card required.
Connect Stripe (read-only, 2 minutes) and we'll show your real failed-payment total from the last 90 days — not an industry estimate. You only add a card when you decide to activate recovery.
Connect Stripe, see my real numberThe question everyone asks
Why not just use Stripe's built-in Smart Retries?
Stripe's native retries are decent. PaidGuard adds the layer Stripe doesn't build: emails, visibility, and a customer-facing update flow.
Stripe native
- — Static retry schedule (4 attempts, hardcoded)
- — No dunning emails (Stripe doesn't send them)
- — No dashboard, no visibility
- — No card-update link for customers
- — No recovery analytics
PaidGuard
- Custom retry schedule per plan
- 5-stage dunning email sequence
- Real-time recovery dashboard
- One-click card update for customers
- Recovery & churn analytics
Both can run together—PaidGuard augments Stripe's native retries with smart timing and customer-facing emails.
How we compare
How PaidGuard stacks up
There are other tools in this space. Here's an honest breakdown of what you get with each.
| Feature | PaidGuard | Churnkey | Stunning | Baremetrics | ProfitWell Retain |
|---|---|---|---|---|---|
| Pricing transparency (shown upfront) | — | — | — | — | |
| No annual contract required | — | — | — | ||
| Free tier available | See your number free | — | — | — | |
| Custom retry schedules | — | ||||
| Dunning email sequences | 5 stages | ||||
| Email template editor (no code) | 3 tone presets | — | |||
| Revenue calculator / forecasting | — | — | |||
| White-label customer page | — | — | |||
| Multi-PSP support (not just Stripe) | roadmap | — | — | ||
| Public pricing on website | — | — | |||
| Starting price | $39/mo + 5% recovered | Quote-based | Quote-based | $96/mo | Free (acquired by Paddle) |
Comparison based on publicly available information, March 2026. We're not affiliated with these companies. Verify before making decisions.
Compared to Churnkey
PaidGuard shows pricing publicly. No quote-based upsell. No annual contract. Same core dunning + retry features.
Compared to Stunning
PaidGuard is Stripe-first (deeper integration, no config layer). Less custom workflows, more "it just works."
Compared to ProfitWell Retain
ProfitWell Retain was discontinued when acquired by Paddle. PaidGuard is the active, maintained option.
Four steps. Zero code. Real revenue back.
Connect Stripe, see your real number, activate when you're ready, watch failed payments recover automatically.
Connect Stripe in 2 min
OAuth login, read-only. We can't move money or change prices. No card required yet.
See your real number
We show your actual failed payments from the last 90 days — not an industry estimate — before you decide anything.
Activate recovery
Ready to recover it? Add a card, set your retry schedule, and customize dunning email tone and timing.
Watch revenue recover
Real-time dashboard shows what's failed, what's been retried, and what's recovered. No guessing.
Simple, transparent pricing
See your real number free, no card required. Activate when you're ready. First month free. Cancel anytime.
Performance
We only make more when we recover more for you.
Flat monthly fee, plus a share of revenue we actually recover for you — no other fees, ever.
See your number first, no card: connect Stripe read-only and we'll show your real failed-payment total before you enter any payment details.
Month 1 is free: once you activate, no $39 base fee — you only pay 5% on whatever we recover. Recover $0 in month 1 → pay $0.
From month 2: $39/mo + 5% recovered. Example: recover $2,000 → pay $39 + $100 = $139.
- Unlimited MRR protected
- Unlimited Stripe accounts
- Custom retry schedules
- 5-stage dunning sequence, custom templates
- White-label customer update page
- Real-time recovery dashboard
- 5% fee only on payments we recover — never on total revenue
No card required to see your real number. A card is only needed when you activate recovery — and even then, you're only ever charged 5% on what we actually recover until month 2.
Your data security is non-negotiable
We connect to Stripe via OAuth with read-only scopes. We can't move money, change prices, or refund customers.
OAuth, not API keys
You never paste raw API keys. OAuth flow with explicit scope grants.
Read-only access
We can't write to your Stripe account. Can't charge, refund, or modify subscriptions.
Encrypted at rest
All data encrypted with AES-256. Backups encrypted. SOC2 Type II in progress.
No card data stored
We never see or store customer card numbers. Stripe handles all PCI compliance.
Revoke anytime
Disconnect from PaidGuard dashboard or Stripe dashboard. Instant removal.
GDPR & CCPA compliant
Data export, deletion, and audit logs on request. Privacy policy publicly available.
Questions you're probably asking
Stop losing revenue to failed payments
See your real number free — no card required. Connect Stripe in 2 minutes.
See my real number →Questions? Email hello@paidguard.io